Tenant Protection

Protect your stored belongings against the unexpected. Cottonwood Storage offers optional tenant protection plans so you can have peace of mind knowing your items are covered. Plans can be added when you rent a unit or at any time during your lease.

Important Notice

Cottonwood Storage does not provide coverage for your stored belongings. Without your own personal insurance or a tenant protection plan, your items are not covered in the event of damage, theft, or loss. We strongly recommend selecting a protection plan below or verifying that your homeowner's or renter's insurance covers items kept in storage.

Why choose tenant protection?

  • Your stored items may not be covered by your homeowner's or renter's policy
  • Avoid risking premium increases or policy cancellation from filing a claim on your personal insurance
  • Affordable monthly rates based on the value of your stored items
  • Simple claims process handled directly through our facility

Coverage Options

Coverage AmountMonthly Cost
$2,000$12/mo
$3,000$15/mo
$5,000$20/mo
$10,000$33/mo
$15,000$42/mo

A $200 deductible applies to all claims unless a disc lock or cylinder lock is used on the unit.

What's Covered?

  • Burglary & Vandalism
  • Fire
  • Smoke
  • Lightning
  • Wind
  • Hail
  • Water damage (excluding flood)
  • Explosion
  • Building collapse
  • Sinkhole
  • Vermin (up to $500)

How to Get Started

You can add tenant protection when you rent a new unit or add it to your existing rental at any time. Simply contact us or ask about it during the rental process.